Attention homeowners in Richlands and Onslow County: Get an Appraisal today!
Check out the top seven reasons why NC homeowners hire People's Choice Appraisals:
Do you own a home in or near Richlands? Do you need help determining the value of your real estate?
We at People's Choice Appraisals understand the particular needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours. Appraisals to cancel PMIA preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you remove unneeded and unwanted PMI insurance. Challenging property tax assessmentsLets say you live in a region that's going down -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal report from People's Choice Appraisals is your number one weapon when contesting your property tax assessment. HELOC recently frozen?If your property is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. People's Choice Appraisals can provide you with an expert appraisal to help you reinstate your home equity line of credit. Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from People's Choice Appraisals can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? People's Choice Appraisals can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property. |